Protect Your Company From Cyber Crime

The prevalence of cyber crime is on the rise, with about one in three companies reporting that they have been victims of this type of fraud. A 2011 report by PricewaterhouseCoopers (PwC) indicated that about 34 percent of businesses have experienced fraud as a result of cyber crime, accounting for billions of dollars in losses overall, and catching up with the other most common business crimes of accounting fraud and corruption.

If you don’t think your small business stores the kind of data cyber thieves may want to steal, think again. Because of its prevalence, many businesses are turning to solutions like cyber crime insurance in Orlando to protect their information. Here are some tips to keep your business safe.

Cyber crime insurance in Orlando Educate Employees

One of the most common ways people breach a company’s system is through employee negligence—leaving a laptop with confidential consumer information in a taxicab or café, having easy-to-crack passwords, and more. Have regular trainings with employees to increase their awareness and ability to thwart cyber crime.

Update Software

Keeping your security software updated is another great way to protect your business. If you don’t have a dedicated IT department, considering hiring a professional firm to install and maintain a security system with anti-virus, anti-phishing, anti-spyware, and anti-malware protection.

Talk to an Insurance Agent

Getting good cyber crime insurance in Orlando can be a great step toward protecting your business from the threat of liability and exposure in case your company is a victim. There are a wide variety of plans available to fit the needs of many different businesses, and a good insurance agent can walk you through all the options to choose the one that works for your company.

How To Get The California Campground Coverage That’s Right For You

If you are an owner of an outdoor recreation facility, then you know there are some risks you’ll have that just don’t affect other businesses. When looking for campground insurance in California, knowing what to look for will help you ensure the coverage you get is right for your needs.

Campground InsuranceOutdoor Recreation Specific Coverage

To begin with, you will want to look at insurance providers who offer policies that deal specifically with outdoor recreation. Some companies may offer standardized types of coverage, while others may have more of a cafeteria-style approach that allows you to pick and choose what works for you. Just make sure the policy you choose covers the following areas.

  • Activities: If your campground has designated areas for, say, riding motocross bikes, then you’ll want to have a policy that covers this. The same goes for horseback riding, hiking, water sports, etc.
  • Weather: Is the area around your campground prone to fires in the summer or mudslides in spring? Get campground insurance in California that addresses specific weather concerns so you don’t have to pay out of pocket should a natural disaster devastate your business.
  • Specialized facilities or equipment: Renting out paddle boats to lake patrons is a great way to attract guests, but the facilities and equipment necessary to do so may be targeted by vandalism or theft, or it may be subject to certain kinds of damage, so get coverage that takes this into account.

Getting the Coverage You Need

After you make sure your policy covers your more unique risks, round out the policy with some basic business coverage such as general liability or workers compensation. You insurance agent can help you decide what’s right for you, so get in contact today to get the policy that best addresses your needs.