Why Website Design Matters for Your Insurance Agency

Having a strong web presence is key when you’re trying to grow your business. Though your insurance agency might already have a website, you can always benefit from taking a look at its design and making a few changes. Research shows that design directly influences how consumers feel about a business, meaning you should take advantage of any opportunity to enhance the way it looks and functions. Consider these points and get a better idea of why the design of your site matters.

Elements of Design

When it comes to insurance agency website design, there are a few main factors to focus on. One, the design you come up with will help to give your brand an identity. However, aesthetics are only a part of the equation. To truly make changes that yield impressive results, you should also think about the navigation features of your site. If a consumer comes to your page and it is difficult to figure out or confusing, it greatly reduces the odds the person will stick around. Other areas of design to consider include:

  • Optimized copy
  • Appropriate backlinks
  • Individual landing pages

Make Changes

By putting an emphasis on the design side of your site, you can make changes that start to show you some real results. Put in the effort and discover how a few adjustments can help enhance your brand.

Comprehensive Insurance Coverage for Boat Dealerships

If you’re currently buying all your different insurance policies from separate agents, you’re probably spending a lot more time and money on your business insurance than you need to. Boat dealership insurance is designed to cover everything you need in one package, from liability to property to risk.

How Comprehensive Insurance Saves Money

Combining all your general and extended liability insurance, employment insurance, and other business coverages can save you a lot because it pools the risks from all those types of insurance. Setting a policy maximum with separate max payouts for each claim type also helps you calibrate the policy to your needs while controlling costs. Add to that the fact that you now have just one insurance review period and payment schedule to navigate, and that also saves you money in the form of the labor and other resources required by multiple review processes.

Shop for Insurance That Fits Your Business

Finding the right boat dealership insurance doesn’t need to be difficult. Just look for the industry leaders in marine insurance who make it their business to now every niche in the industry. It’s not just that they have experience quoting for businesses like yours, it’s also that their experience is so wide-ranging they’re sure to be able to accommodate any unconventional features of your business as well.

Auto Insurance Choices for Businesses

Not every company owns vehicles, even when it depends on their use. Sometimes, businesses make a point of hiring short-term rentals when they need to make deliveries or transport goods from a supplier themselves. Sometimes, they rely on the use of employee or owner vehicles, or even outside contractors to do the driving. In each of these cases, they need a form of commercial auto insurance, as well as when the company owns its own vehicles.

Contractor Coverage

Independent contractors using their own vehicles should carry liability coverage themselves, and you need to check for it before hiring one. At the same time, if they are involved in an incident that causes your client damages, you could still face some financial liability, so you need coverage as well.

Employee or Partner Vehicles

Using a private vehicle on a business’s behalf can also expose your company to liability under some circumstances. That makes it important to cover them when they work for your business, because some personal auto insurance policies exclude business uses from coverage.

Vehicles Your Company Owns

Perhaps the most important kind of commercial auto insurance is the kind that’s built for your fleet vehicles. Even if you only have a single auto in your company garage, it’s important to cover it robustly, like you would your personal vehicle. Get a quote from an agent today and find out how much protection you need for your new asset.

What Property Owners Should Know About Lease Agreements

These days, one of the best ways to turn a profit on an investment is by putting money into real estate. While being a property owner can definitely yield you a number of serious benefits, you also need to think through all of the specifics when it comes to insurance coverage. If you fail to cover certain areas, these gaps could leave you open to a number of legal and financial complications. Avoid this by considering a few main points related to lease agreements.

Understanding Lease Agreements

Many property owners find it useful to look at the ins and out so of EPLI insurance coverage before bringing a lease agreement in front of a potential renter. A number of property owners will use a standard form when it comes to an agreement. However, there are also reasons to deviate from this plan. If you have specific factors or risks that will influence how a person uses the space, it must be clearly detailed in the lease agreement. Other areas to consider when it comes to protecting yourself include:

  • Different structures of lease agreements
  • Business income insurance considerations
  • Liability concerns

Protecting Your Investment

When it comes to protecting your investment, you absolutely want to be sure you understand the main components of a lease agreement. Review the basics and see what you can learn about covering all your bases in advance.

What Is Employment Practices Liability Insurance?

When it comes to protecting your business, you have to consider all of the different insurance options available. One of the most critical insurance coverages is employment practices liability insurance. EPLI is an insurance that protects against allegations of wrongful practices. Here is what you need to know about EPLI.

What Is an Employment Practice?

Employment practices include patterns that occur in workplace conditions and hiring. The EEOC or Equal Employment Opportunity Commission creates rules and regulations for business practices. They decide what is appropriate and what is inappropriate. Unacceptable practices include wrongful termination, discrimination or sexual harassment.

For example, if a potential employee claims that you failed to hire him or her due to race, ethnicity or gender, you could face serious ramifications.

What Does EPLI Cover?

If an employee or potential employee alleges that your company discriminated against him or her, then you could face a lawsuit. EPLI insurance is there to protect your company against these lawsuits. Don’t mistake it for employers liability. Employers liability protects you from financial loss due to an ill or injured worker.

Regardless of the type of business you run, you need to be protected against various lawsuits. Employment practices liability coverage helps with the legal costs associated with allegations against your company for wrongful practices.