Do Police Officers Require Additional Insurance Policies

Working as a member of law enforcement can come with plenty of challenges. While you might be able to protect yourself to a certain degree via the insurance provided for you by your city or county, there are scenarios where additional policies can be invaluable. In order for you to stay safe in moments when your state’s policy falls short, additional coverage might be required. Review these points to determine why this might be a sensible fit for your future.

A Shifting Attitude

Experts advise taking a few steps when the time comes to insure a police force. Since cases of negligence are on the rise with law enforcement agencies all over the country, citizens are more likely to feel threatened by the actions of police officers. In the event you are innocent of the allegations placed against you, it is crucial that you have insurance that can help mitigate any financial losses you or your force might experience from the legal battle. Other points to consider when taking out extra liability policies can include:

  • Errors and omissions on paperwork
  • Suits springing from civil rights violations
  • Costs of litigation

A New Future

Though you might feel like you are fully protected by the insurance policy given to you by your state or county, there are plenty of scenarios where your coverage will fall short. Review your options to find extra coverage that will help you go above and beyond at all times.