Limousine services offer leisure and luxury to people who want to travel in style. As a business owner, you need to make special considerations when you choose a limousine insurance product. Here’s what you need to know about commercial automobile insurance for limousines. 

Unique Insurance for Luxury Vehicles 

Limousine insurance is unique because it covers luxury vehicles that operate differently than taxis or shuttles. Policies that cover limousines can include higher coverage limits that suit your needs as a business owner. You should discuss eligibility with your insurance provider to find out which vehicles they cover and how they calculate premiums based on driver history, vehicle age, type, and more. 

Comprehensive Commercial Automobile Insurance 

Insurance policies that cover limousines generally provide all of the benefits of commercial auto insurance. That means the coverage protects your limousine in the areas of liability, collision, and damage. If you get into an accident with an uninsured driver, your policy will cover you there as well. Medical, legal, and personal injury fees are also included in comprehensive policies. 

Commercial transportation is a diverse business, and you can protect your limousine service by purchasing an insurance product tailored to fit the unique characteristics of luxury vehicles for hire. 

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